---
id: department-0023
title: "How do I get pre-approved for financing before I shop?"
category: department
subtopic: finance
page_type: department
source_url: "https://www.castlechevycars.com"
tags: ["finance", "preapproval", "pre-approval", "approval"]
questions:
  - "Can I get pre-approved for a car loan?"
  - "What is pre-approval?"
  - "How long does pre-approval take?"
  - "Why should I get pre-approved?"
related: [finance-financing, finance-credit]
dealer: Castle Chevrolet of Villa Park
---

Getting pre-approved is one of the smartest steps you can take before buying a vehicle-and it's easier than you might think.

**What it means:** Pre-approval means our Finance Department has reviewed your financial situation and determined you can borrow up to a certain amount. You walk into the lot already knowing your budget and financing power.

**Why it helps:** You shop with confidence, negotiate from strength, and the purchase process moves faster. Sellers take you seriously, and you won't waste time on vehicles outside your range.

**The process:** Call our Finance Department at **(630) 279-5200** and provide basic information: income, employment, current debts, and credit history. Our team reviews it, discusses terms, and confirms your pre-approval amount.

**What you need:** Pay stubs, proof of residence, identification, and permission for a soft credit check.

**Next step:** Once pre-approved, browse our inventory at **https://www.castlechevycars.com** or visit us in person. When you find your Chevy, financing closes quickly.

**Ready to get started?** Call **(630) 279-5200** today. Pre-approval takes just a conversation, and it puts you in the driver's seat!